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Luzerne County Pennsylvania USDA Rural No Money Down USDA Mortgage Loans
Luzerne County is located in the eastern part of Pennsylvania. Luzerne County’s heavily populated areas around Route 81 are not eligible for the USDA Rural Loan Mortgage Program. The remainder of the County outside of these areas are eligible for this Program.
By purchasing a home located in a USDA Rural area USDA Loans allow qualified homebuyers the ability to buy a house with:
- No Money Down
- 100% Financing
- Low Monthly Mortgage Insurance
- Flexible Credit Approval
- Secure 30 Year Fixed Rate Mortgage
- 6% Seller Closing Cost Help Allowed
USDA No Money Down Rural Loan Program Eligible Areas
Eligible Cities
- Bear Creek Village
- Conyngham
- Dallas
- Freeland
- Harveys Lake
- Jeddo
- Mountain Top
- New Columbus
- Nuangola
- Penn Lake Park
Ineligible Cities
- Ashley
- Avoca
- Dupont
- Duryea
- Exeter
- Hazleton
- Kingston
- Nanticoke
- Laflin
- Plymouth
- Pringle
- Swoyersville
- Warrior Run Wyoming
USDA No Money Down Loan Program Maximum Household Income
| Family Household Size: | 1-4 | 5+ |
Make too much to qualify for the USDA Mortgage? You still may qualify for the USDA Loan Program based on certain deductions allowed by USDA Home Loans using the Pennsylvania USDA Max Income Calculator