Luzerne County Pennsylvania USDA Rural No Money Down USDA Mortgage Loans

Luzerne County is located in the eastern part of Pennsylvania. Luzerne County's heavily populated areas around Route 81 are not eligible for the USDA Rural Loan Mortgage Program. The remainder of the County outside of these areas are eligible for this Program.

By purchasing a home located in a USDA Rural area USDA Loans allow qualified homebuyers the ability to buy a house with:

No Money Down - 100% USDA Loan Financing - Low Monthly Mortgage Insurance - Flexible Credit Approval - Secure 30 Year Fixed Rate Mortgage - Unlimited Seller Closing Cost Help Allowed

USDA No Money Down Rural Loan Program Eligible Areas

USDA Rural Eligible Cities

  • Bear Creek Village
  • Conyngham
  • Dallas
  • Freeland
  • Harveys Lake
  • Jeddo
  • Mountain Top
  • New Columbus
  • Nuangola
  • Penn Lake Park

USDA Rural Ineligible Cities

  • Ashley
  • Avoca
  • Dupont
  • Duryea
  • Exeter
  • Hazleton
  • Kingston
  • Nanticoke
  • Laflin
  • Plymouth
  • Pringle
  • Swoyersville
  • Warrior Run Wyoming

USDA Loans Maximum Household Income

Family Household Size:
1-4
5+
$78,200
$103,200

Make too much to qualify for the USDA Mortgage? You still may qualify for the USDA Loan Program based on certain deductions allowed by USDA Home Loans using the PennsylvaniaUSDA Max Income Calculator

Request a USDA Eligibility Map For Luzerne County

Get Qualified For The USDA Rural Loan

Step 1 of 3 : Loan Information

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Step 2 of 3 : About You

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